This is a bold, disruptive vision – moving from “Institutional Charity” (which functions like a slow-moving utility company) to “Agile Philanthropy” (which functions like a high-frequency trading floor for good). The antidote to “The Poverty Industry.”

The 98% Pass-Through Model

• Decapitating Overhead: Eliminates the “administrative luxury” of traditional NGOs. The model is built to ensure that $0.98 of every dollar goes directly to the cause.

• The Founder Cap: A strict constitutional limit on compensation. The founder’s take is capped at 2% of the project’s gross, with an absolute ceiling of $200,000/year (this includes all project costs, overhead, etc.), regardless of how many millions are raised.
“If I make $200,000 that means I gave $10,000,000 was given and $9,800,000 was given directly to people in need. That’s good work. Find me a better ratio for charitable groups. ”

• Transparency (The Trust Wall): A dedicated “Impact Archive” on this site that hosts photos of actual receipts, giving confirmations, actions on the ground, results, etc. providing “ground-truth” proof of where the support went.

Frictionless Micro-Giving

• The “Dollar Circle”: Replaces high-barrier “major donor” fundraising with a mass-volume model where anyone can participate for just $1.
“You can give more, which is always appreciated and needed, but even if 1/10 of 1% of 100,000,000 gave $1 a month, that’s $98,000 to help someone/group per month.”

• Zero-Fee Infrastructure: Where possible and project-dependent, utilizes platforms like Zeffy, PayPal,CashApp, Zelle, Venmo, etc. to bypass the traditional 30% “transaction erosion” that usually kills micro-donations. For example, if a project where the funds will go to a Rotary group in a specified country to rebuild a community wiped out by a flood, the funds would be given through the Rotary site direclty.

• The 10-Minute Rule: Designed to respect the giver’s time. The system allows users to give their micro-aid and exit the site in under 10 minutes, preventing the “psychological hacking” common in social media and charity marketing.
“Get in, check out the current giving project, give, move on and enjoy your day and stop scrolling and clocking screen time.”

Scalable

With social media, online and remote work and connections, this model is designed to grow big. It will be a small run operation (from a desktop) that impacts millions of people worldwide. As it grows online, no need for office space, executives, staff, etc. It’s run by a person, not a business. And, the person is incurring any of these costs (site hosting, domain, travel, equipment, etc.)

Agile Philanthropy

• Sudden-Response Funding: Instead of waiting for board meetings or grant cycles, the model creates a massive, liquid fund that can provide “sudden, life-changing relief” the moment a need is identified.
“GoFundMe on steroids!”

• Funding the Need, Not the Statement: Avoids “Mission Creep” by remaining agile. The project funds the immediate human crisis rather than trying to satisfy a corporate mission statement.

Automated Social Scaling

• The ManyChat Funnel: Uses AI and automation to handle the logistics of a 100-million-follower audience without the need for a massive, costly staff.

• “Comment-to-DM” Flow: Leverages social media algorithms (Instagram/TikTok) to automate the donation link delivery, turning viral engagement directly into charitable impact.

Hyper-Local Target Focus

• Collective Giving: Focuses the “Dollar Circle” on specific, tangible need, rather than broad, vague organizations where funds often get lost in the shuffle.

• Direct-Line Support: Moves away from “The Poverty Industry” by establishing a direct line of support between the giver collective and the individual or group in crisis.

HOW IT WORKS

• Each month, a new charity/person/group in need is identified and announced. (Follow on Social Media to see each giving project.)
  
• Followers (you) give me a small amount towards this need. (You can give more if you like. Helping others has no limits.)
  
• With 100,000,000 followers, the simple goal is to have only 1/10 of 1% give $1. That’s $100,000/month to help. (100,000,000? Not yet. But every journey starts…. We’ll get there.)
  
• In some cases, if the giving is directed to a charitable site, the donation would be tax-deductible. But in most cases, it would simply be a gift (not tax-deductible) to me, the founder. I’d then take that huge sum and give it to the person/group in need. Why? Setting up a charity has costs, limiting mission statements, federal bureaucracy, and is often counter-productive to the real mission. It often exists to support itself with diminishing returns to the people in need. I have previously succeeded in such trust and will continue to build this larger system of crowd-giving. That’s important to you. (Why not risk a $1 and see what happens? Your trust will not betrayed.)
  
• 98% of the money given is then given directly to the perron(s)/group in need. (If you use the fee-free methods provided for giving. If you choose other ways to give, there is often a $0.30 and 3% fee to give. That means your $1 becomes $0.67 of giving. $5 given would result in $4.55 in giving. $10 giving becomes $6.70. And so on… Waste is not cool.)
  
• 2% is reserved for the the creator of this community crowdfunding, up to $200,000 per year. (Think about it. If $200,00 is reserved, that means that $9,800,000 was given to people in need. That’s a ratio I challenge any organization to beat.)
  
• The finds are given, recorded, reported, posted. Quick-hit, direct, rapid aid: no committees, applying for grants/aid, etc. Make big and lasting change in people’s lives.
  
• Repeat the next month.